A tree falling on your roof can cause serious damage. Not only does it cause structural issues, but it leaves your home exposed and puts your family at risk.
Anytime a thunderstorm comes through your area with strong winds there’s the chance for fallen trees, power outages, and other damage. While these things are common, finding shingles missing or in your yard is more common.
Imagine this scenario. A strong storm is blowing through your area. Before you know it, you have to get into your home’s safe space because of a tornado warning.
You pay your premiums on your Replacement Cost Value insurance policy so that your homeowners insurance protects your roof if it’s damaged by a storm. But when the time comes to use it, the insurance company doesn't give you enough money to cover your roofing contractor’s scope of work.
Finding roof damage after a strong storm isn’t a fun experience. And to be honest, dealing with the insurance company to get it taken care of is even less fun.
Your roof stands up to weather throughout its life, and your shingles are the first line of protection. But all it takes is one strong storm with straight-line winds to ruin the party.