What are Homeowners Saying About Their Insurance Experience?
"Bill and his team were persistent and patient with the insurance process. Once the matter was approved by our insurance, the team came out and did a great job replacing the roof in a quick and timely fashion!!"
"When our roof was damaged from recent storms, we knew that Bill would give an honest assessment and explain why it needed to be replaced. I highly recommend Bill Ragan Roofing."
"Not only was Bill responsive immediately, in what I'm sure was a very busy time for him, he was also prompt in dealing with the insurance claim. In my book Bill Ragan Roofing is the best roofing company in Nashville."
Check for Storm Damage from the Safety of the Ground
The Storm Damage Checklist helps check if the latest storm damaged your roof. With the checklist, you’ll be able to determine if it’s worth filing a claim without getting on your roof.
Your Common Questions About Roof Damage Answered
The insurance claim process for roof damage is confusing. So, it’s understandable to have questions before filing. Below are some of the most common questions we get about the insurance claim process.
What kind of roof damage is covered by insurance?
Homeowners insurance covers roof damage caused by extreme weather events. This includes straight-line winds (aka damaging winds), hail storms, snowstorms, fallen limbs caused by storms, and tornados.
Should I call a roofing company or my insurance company first?
The first thing you should do is call your homeowner’s insurance company. Once you give them all the relevant information, they’ll either send out an adjuster or tell you to contact a roofing company for an inspection.
Do I need to get multiple quotes from different roofing companies?
No, there’s no reason to get multiple quotes. Your insurance company sets the price for your roof replacement, so there’s no reason to price shop. The important thing is to find one roofing contractor you can trust.
Do I need to show my roofing contractor my insurance estimate?
Yes, you should always show your roofing contractor any paperwork you receive from the insurance company. It contains crucial information needed to do the job correctly and can even save you from committing insurance fraud.