Like every other contract, roof estimates come with fine print. This isn’t necessarily bad, and it’s pretty standard.
You pay your premiums on your Replacement Cost Value insurance policy so that your homeowners insurance protects your roof if it’s damaged by a storm. But when the time comes to use it, the insurance company doesn't give you enough money to cover your roofing contractor’s scope of work.
A roof replacement is a significant investment. That’s why it’s important to do your due diligence to ensure everything is in order before signing on the dotted line.
Every roofing contractor should recommend getting multiple estimates for your roof replacement. It helps you find the right roofing contractor, lets you compare prices, and even tells you if your roof actually needs to be replaced.