How matching laws can help pay for your roof replacement When your roof has storm damage, there are scenarios where the insurance company won't cover an entire roof replacement. If this happens, there's a "law" that can turn a repair into a new roof.

What is an ITEL report? (& How to fill it out on your own) Finding the exact match for the shingle currently on your roof can be difficult. Luckily, ITEL Laboratories, Inc. helps with that.

So, you just had a strong storm blow through your area. You don’t know if you have damage, but you’re hearing that neighbors around you are having problems.

So, you have roof damage after a strong storm. Not only is this stressful, but you’ll also have to file an insurance claim to get it taken care of.

Every homeowner has insurance to protect their home and roof from potential damage. You pay your premiums and hope that you’ll never have to use your policy.

When your insurance claim is approved for a full roof replacement, the insurance company only pays to restore your old roof to a brand new version of itself. This includes the same materials and components, with some additions that may be supplemented to bring your roof up-to-code.

So, you have an insurance claim for your storm-damaged roof. But your insurance company is only approving patchwork to fix the damaged area instead of replacing the entire thing.

Finding roof damage after a strong storm is a stressful and, depending on the extent of the damage, scary situation. But you have insurance, so you’re not too worried because your insurance company will take care of the problem.

You have homeowners insurance to protect your roof. But it only protects against certain things and leads to a replacement under the right circumstances.